The Housing Agency of Jamaica Limited (HAJ) was incorporated on a change of name from the National Housing Development Corporation Limited (NHDC) in September 2008. The Housing Agency of Jamaica Ltd is a land and housing development company that provides shelter solutions for Jamaicans islandwide. Wholly owned by the Government of Jamaica, HAJ falls under the portfolio of the Ministry of Economic Growth and Job Creation (MEGJC), and its core services include providing shelter solutions on the open market and upgrading and regularising informal settlements.
The HAJ’s strategic vision for 2025/26 into the medium-term is to significantly increase housing
production, improve the affordability of housing units, upgrade infrastructure in marginalised communities and increase the issuance of certificates of title.
In line with its mandate to provide affordable housing solutions to the low and middle-income earners, HAJ plans to commence construction of 795 housing units and deliver 563 units to the market during the 2025/26 financial year.
To improve access to home ownership for lower income groups, existing informal settlers and
the regularisation of informal communities, the HAJ aims to hand over 208 land titles during the
2025/26 financial year.
HAJ projects a net profit of $725.51 million. To achieve its target, the HAJ staff and Board must uphold strong corporate governance. Let’s take a look at their progress!
The National Water Commission (NWC), established in 1980 through the merger of the Kingston and St. Andrew Water Commission and the National Water Authority, is a statutory organization dedicated to supporting national development. The NWC provides high-quality potable water and sewerage services to residential and commercial customers in a cost-effective and sustainable manner. It currently serves over 74% of the population with piped water and 19% with sewerage services, through a network of over 1,000 water supply facilities (including wells, treatment plants, and pumping stations) and more than 11,000 kilometers of water mains. In addition, the NWC operates 68 wastewater treatment plants, over 100 wastewater pump stations, and more than 500 kilometers of collector and trunk sewers.
Looking ahead, the NWC plans to invest $10,067 million in capital expenditure for 2025/26. This investment will focus on upgrading infrastructure, expanding the network, and improving service delivery. A key priority for the organization is to enhance energy efficiency and reduce energy costs. As part of this initiative, the NWC plans to install 350kW solar systems at the Leaders Avenue pump station and 100kW solar systems at the Frasers Content pumping station, with completion expected by the fourth quarter of the 2025/26 financial year. These installations are projected to reduce energy consumption from the national grid by 800kW during daylight hours by the end of the financial year.
Despite these efforts, the NWC anticipates a deficit of $1,885.57 million for the 2025/26 financial year, an improvement from the $2,036.62 million deficit in 2024/25.
The Urban Development Corporation (UDC) was established by the Urban Development Act of 1968 and it plays a critical role in advancing Jamaica’s sustainable and holistic urban
development. The main activity of the Corporation is to undertake urban and rural renewal,
while safeguarding natural resources and promoting economic advancement in specific areas
designated by the Government of Jamaica (GOJ).
During the 2025/26 financial year, the Urban Development Corporation (UDC) will continue to play a pivotal role in transforming Jamaica’s urban centres and rural towns. In alignment with its mandate for urban development, the UDC will advance several major projects, including the Hellshire Sewage Treatment Plant Expansion, Portmore Resilience Park, Kingston Harbour Walk, and the Montego Bay Southern Groyne. These initiatives aim to enhance infrastructure, promote environmental resilience, and improve public spaces.
The UDC forecasts a net surplus of $1,248.06 million for the budget year. To achieve its target, the UDC staff and Board must uphold strong corporate governance. Let’s take a look at their progress!
The National Housing Trust (NHT) was established in Jamaica in 1976 and became a body corporate in 1979 under the National Housing Trust Act. It is an institution created to respond to the housing needs of Jamaicans by lending money at low interest rates to Contributors who wish to build, buy or improve their houses or who wish to buy or build on lots. The NHT also develops housing schemes for sale to Contributors and provides low cost financing to private developers.
Over the last three financial years 2020/21 to 2022/23 the NHT delivered 6,657 housing solutions to the market. For the Financial Year 2024/25 the Trust plans to commence construction on 15,009 new housing solutions and deliver a total of 3,664 solutions, comprising a mix of residential lots and houses.
To achieve these targets the staff and the Board of the NHT must ensure there is robust corporate governance. Let’s see how they are doing!!
